Discover Our
GEMS
Process
Our GEMS process supports your financial journey through four key steps: First, we Gather Information to understand your goals and current financial picture. Then, we Evalute and Educate—helping you understand your options while we assess your needs. Next, we Maximize your Plan by creating a personalized strategy to make the most of your resources. Finally, we provide Solutions and Servicing to put your plan into action and support you every step of the way.
Gather
Information
Gather your
financial details
​
Evaluate
and Educate
Evaluate your
financial situation
Maximize
Your Plan
Maximize your decumulation strategy
Solutions
and Servicing
Solutions and
concierge service
Tax Management
Making sure you don't pay a penny more than the law requires. Looking for ways to reduce your current and future tax burden.
Referring you to qualified tax specialists.
Legacy Planning
Helping preserve your estate for your intended heirs. Helping with beneficiary designations.
Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
Investment Planning
Determining your asset allocation needs. Helping you understand your risk tolerance.
Recommending the appropriate investment vehicles to help you reach and exceed your goals.
Retirement Planning
Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably.
Managing assets before and during retirement.
Risk Management
Reviewing existing insurance policies. Recommending policy changes when appropriate.
Finding the best policy for your situation.
Long-Term Care
Diving into the complex world of Long Term Care, and aligning with your needs for traditional and alternative methods of funding and planning for Long Term Care needs.